Most payment processors and banks turn down high risk and high volume merchants that operate non-traditional businesses such as Health and Beauty ,Adult Content, Adult Goods, Casino, Dating, Gambling, MLM, Nutra, Poker etc. We at eData specialize in providing hall legal bankcards and high risk merchant accounts and other payment processing solutions to these businesses and offer them the ability to accept credit card payments at affordable rates. Apply today and eData will show you how to get started.
eData Merchant account providers consider some sectors to be high risk merchant categories, leading to most mainstream services, such as those offered by banks, refusing to deal with businesses within them as a matter of reputations and their luck of ecommerce management. This can be for several reasons and stretch across a variety of industries that are otherwise unconnected.
For example, travel vacations companies, including holiday accommodation, are more prone to cancellations relating to the weather or customer illness. Retailers whose sales are restricted to online transactions are also thought to be of higher risk because refunds are much more likely to occur than those from face-to-face payments. This is particularly the case with auction websites. Each time there is a cancellation, refund or charge-back, the merchant account provider’s profits are affected.
Are you in need of an online high risk merchant account?
As you expect, a high risk merchant account or eCommerce online sales differs from those supplied by the traditional bankcard providers. eData team will help some of the risk that the service will take on, as well as tailoring the service to suit the needs of the specific industries within the high risk category. For this reason there are a handful providers and some pros and cons to consider.
Web Merchant are renowned for the accessibility of their services, with high risk industries and those with bad credit ratings among their customers. Rates start from around 3.5%, which is low for our high risk industries, and with eData secure gateways and a high level of support, they are one of the most popular non-traditional merchant account providers in the US, Europe and Asia.
Specializing in high risk accounts, eData are an international service of some renowned. Providing eComm Gateway technology, a high level of support and a personalized service, the flexibility and variety inherent with eData has been key to their global success.
Are you in need of a high risk merchant account?
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